Your fifties are the time to create your Third Act, which should be the happiest years of your life You are going to live another 20 to 30 more years, and so retirement is not even an option
	You will enjoy a longer and healthier Third Act than any generation in the past
	You should create a Grand Plan, which will be your blueprint for a unique new life, when you define your place in the sun, confirm your legacy and become truly happy
	Forget all the old myths about age. Nothing dramatically changes in your mind or body at any particular age; you can be younger at 70 than you were at 40
	Don't ever retire. Work is a fundamental part of our lives, our self-esteem, and our social standing. Work less, but make it a part of the new balance of your life
	At 45, 90% of the people want to retire; by 55, 90% of the people know they want to keep on working
	For millions working is not a choice but a necessity. The poor performance of most pension funds, allied to the expectancy of a longer life, means that most of us will want to keep some money coming in as long as possible
	Our life span has increased by around two years for each of the past five decades. Today we are more likely to live to four score years than the old Biblical three score and ten
	How long you live is mainly up to you. Your genes affect a third of your life span, but the way you live is twice as important
	Look after your body and it will look after you. What it wants every day is two litres of water, five portions of fruit and veg, no more than 1500 calories of food and drink, and 30 minutes of exercise. Not exactly rocket science
	The Age Discrimination Act in October 2006 dramatically changes companies' attitudes. No one can ever again be asked to leave before 65, on grounds of age only, nor can anyone be refused retraining on these grounds
	The 2006 Age Discrimination Act will bring about a social change as fundamental as that brought by the Race and Sex discrimination Acts
	Be proud of growing older. Be proud of joining the richest and most powerful group in the country. You are also, probably, wiser, more tolerant, and nicer than you have ever been
	Enjoy sex. It's the most enjoyable exercise you can take. Do it for fun, but also for your life. Sexually active people have less illness and live longer
	Sex is the best way to give your heart system a good workout; it's like taking the car for a long run to get all the parts working properly
	Don't ignore your appearance. In spite of the Age Discrimination Act, looking old will continue to be a disadvantage in some work places, so do something about it
	Sufficient money does not guarantee a happy Third Act, but insufficient money can ruin it
	It's never been easier to raise money from your home. Lifetime mortgages and equity release schemes will change more lives than the state pension
	At least one in four people in their Third Act will have a home in the sun this decade. No other indulgence has claims to be so life-changing, so enjoyable and also so profitable an investment
	The 50plus generation are the fastest-growing, richest group in the country. They own 80% of the investments, and one trillion pounds of property; and are the largest voting force. The October Revolution will confirm them as a new consumer force as significant as the rise of the teenage market in the late Sixties
	Silver Wolf is published by Delancey Press at £9.99